Cash and carry is a retail model in which customers must pay for their items in advance at a point of sale system without using a store account, deposit, or another payment system where the merchant credit extension. The buyer then leaves the retail store with his merchandise. Many merchants today operate with this model due to the widespread use of credit cards by consumers. The use of these cards to transfer the debt to third parties is not related to the store, and is accepted in the cash-and-carry model.
Our e-commerce store sells items on its website, accepts electronic payment, then arranges for delivery or allows pickup, which also operates on a take-out model. Similarly, allowing customers to order online or by phone and then pay at a curbside store also falls under the cash-and-carry model.